Resources
The Truth about Online Credit Card Approval
By Morgan Hamilton
With the credit card industry developing at such unprecedented rate, more and more people are experiencing the so-called credit card hype. In fact, in the U.S. alone, the average household gets to Read more...
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Resources
Ecommerce 101 – Online Credit Card Processing
By Nick Temple
Back in 1998 (through 2000 or so), I worked for a small company (called PaymentNet / then Signio) that handled online transactions. Verisign later purchased this company, and the product team I led Read more...
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Resources
The Truth about Online Credit Card Approval
By Morgan Hamilton
With the credit card industry developing at such unprecedented rate, more and more people are experiencing the so-called credit card hype. In fact, in the U.S. alone, the average household gets to Read more...
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Welcome to
Online Credit Cards - your comprehensive online credit card resource.
Below, you'll find extensive information
on leading online credit card articles and products to help you on your
way to success.
The best sites have become difficult to find. It's not that they aren't there; it's just that there are so many offering the same thing. Just do a search on your search engine of choice for your particular requirements and you will be rewarded with an abundance of riches. But which of these sites actually offer the best to you, the potential customer, in terms of service?
The figures almost defy belief. In the United States alone there are currently 641 million credit cards in circulation at the present moment, with 186 million people holding credit cards right now (source: pbs.org) accounting for a staggering $1.5 trillion worth of consumer spending. The best sites will be responsible for the majority of these, because these will be the major sites for the banks and the credit lenders themselves.
Search for "online credit cards" (i.e. with quotes and therefore looking for that exact phrase) on Google and, at the time of writing, you will be presented with a choice of 556,000 pages on the subject. This is information overload at its most vehement. To filter that down to the best sites you would need to apply your own special criteria for choice.
But what of the other sites, the sites not owned by the banks or the major lenders? Surely there are other places which offer a Value Added service in addition to the same old "Click Here For A Credit Card" sales patter? Search engines like Google are in the process of helping you out here, because their procedures are seen to be increasingly filtering out duplicate content from the search results in their system. In the medium to long term this will, hopefully, increase diversity and choice for the consumer. It will mean that locating the best sites will become easier.
This Value Added aspect of the best sites would probably use a service or technology designed for the Internet. What more appropriate reason to apply for a credit card from the Web than to be able to harness the power of the Web to automate certain features of credit card usage. For example, being able to look at your account online, or be able to order new credit cards or even to make balance transfers to new cards when your present 0 APR period is due to expire. Or what about some other service which can actually save us money? After all, the banks and other lenders are always keen on taking money from us; it would be nice if we found a way of keeping more money for ourselves.
The Internet is about using technology to make our lives easier, not more complicated. One day, when the search engines have filtered out uniformity and the same old sales messages, the best sites will be the ones that harness that technology to make our use of credit cards and other financial products easier, safer and less costly.
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Ecommerce 101 – Online Credit Card Processing
By Nick Temple
Back in 1998 (through 2000 or so), I worked for a small company (called PaymentNet / then Signio) that handled online transactions. Verisign later purchased this company, and the product team I led Read more...
Resources
Online Credit Card Use On The Up
By Peter Kenny
Internet commerce and shopping online have become extremely popular in recent years. Companies such as Amazon have revolutionised the way we buy books and CD’s. Also, booking travel arrangements such Read more...
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